We have teamed up with Insure4Retirement to bring you what we think are some great insurance deals.

Insure4Retirement.co.uk make no fewer than 10 promises to give you absolute peace of mind.

Insure4Retirement say:

1. We promise if you find similar cover at a lower cost within three months of taking out your policy, we will refund the price difference or cancel your policy and refund all the premiums you have paid. Provided that you have not made or submitted an insurance claim.

2. We promise to work hard to provide you with the best possible insurance cover at the best possible price.

3. We promise that we will always deal with you in a courteous and respectful manner, whether you are making enquiries about our service or making a claim on your policy.

4. We promise to provide you with clear, understandable information about our insurance products and services both before and after you have bought insurance from us.

5. We promise that we will respect your privacy by protecting your personal details in accordance with the Data Protection Act.

6. We promise any Insure4Retirement claims will be dealt with quickly and efficiently.

7. We promise that our standard of service to you will either meet or exceed the standards required.

8. We promise to issue your documents within 24 hours.

9. We promise that our Customer Service Team will deal promptly with any of your concerns or complaints and advise you on the best action to take.

Simply call on: 0800 29 88 707.

10. We promise that if within 30 days you are not totally satisfied with this insurance cover, we will refund all your premiums, provided you have not made or submitted a claim.

Here are some straight answers to your questions

Who are Insure4Retirement.co.uk?

Insure4Retirement.co.uk is an insurance service specifically for people aged 50 and over. As you take more care of your property, you claim less often. So premiums cost less, and our policyholders gain the benefit.

Are you tied to one insurance company?

No. We are completely independent, so we are free to negotiate the policy that best meets your needs, from one of the country’s leading insurers.

Which insurance companies do you use?

We deal only with companies who are either members of the Association of British Insurers (ABI) and the Financial Ombudsman Service (FOS) or certain underwriters at Lloyds. This gives you and us, peace of mind.

Do you have a regulatory authority?

Insure4Retirement.co.uk is now authorised and regulated by the Financial Services Authority (FSA), in relation to the sale and administration of non-investment insurance contracts. Our firm registration number is 307941. You can check these details at www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.

What are my legal rights?

These are explained clearly on page 11 of this leaflet. If you do ever have cause to complain, we will make it as easy and painless as possible. You are free to choose the law applicable to this contract (or policy). Your policy will be governed by the law of England and Wales unless you and we have agreed otherwise.

How do I know you’ve understood what I want?

We record all our telephone calls, so we have an exact record of what you’ve asked us to do. This also enables us to improve our service to all our customers.

What other help can you give me?

We offer confidential eurolaw legal advice and domestic assistance. Simply call our helpline day or night, 365 days a year.

How do I switch my insurance to you?

Your quotation will come with a step-by-step guide to make it easy. In addition, we offer you up to £50 to cover the costs charged by your mortgage provider for switching a policy to us.

 

Your home contents are safe with us.

Your policy will include:

i) Standard cover for your home contents up to £100,000.

ii) New for old cover, up to the value of £100,000.

(For clothing and household linen, we will make the relevant deductions for wear and tear.)

Are there any excesses?

i) The first £50 of each claim under your Standard Contents Cover unless an excess waiver or voluntary excess is stated under the relevant section on your policy schedule, or a compulsory excess has been imposed.



Our Standard Contents Insurance protects everything in your home that belongs to you personally.

The Standard Contents Insurance covers:

i) All your household goods will be covered against loss or damage caused by:

Riot, Malicious damage, Impact, Fire, Theft, Flood, Storm or water damage.

ii) In addition, your policy will cover you for accidental damage to:

Audio and visual equipment, DVD and Video Players or Recorders, Televisions, Fixed glass in furniture, Glass shelves, Personal Computers.

iii) Your policy will even cover you for:

The loss of your freezer contents to the value of £500 (caused by a rise or fall in temperature or contamination by refrigerant or refrigerant fumes).

iv) The loss of oil or metered water leaking from your central heating system.

(You will be covered for the damage this has caused, with the exception of pipe work, plus up to £1,000 to cover the loss itself.)

v) Temporary accommodation up to £10,000.

If you cannot live at your home while damage is being repaired.



Would you like additional cover?

Call 0800 95 22 099 and quote Ref. 706